Degiro online broker (in alternative) - ima kdo izkušnje?

ubermensch je 18. maj 2020 ob 12:42 izjavil:

kok je 18. maj 2020 ob 11:57 izjavil:

Degiro v Sloveniji očitno za nove uporabnike ni opcija - katero alternativo priporočate?

Sam se nagibam k Trading212

BuDi79 je 12. jun 2020 ob 13:22 izjavil:

Ascendor je 10. jun 2020 ob 11:57 izjavil:

En velik minus, ki ga vidim pri njih je, da ne moreš prenesti pozicij. Razen če se motim. :)

Ker pozicije niso povsem tvoje. Zato tudi lahko kupiš samo en delček - broker kupi celoto in razdeli virtualno med kupce, ki kupijo samo delčke.

We would like to update you about an important change regarding your DEGIRO account.

As an investment firm, DEGIRO is unable to hold clients' money. Therefore, we currently make use of Money Market Funds (MMFs) as a solution for you to invest your unused money and as a way to make sure it is sufficiently safeguarded.

We are happy to inform you that we will soon replace the MMFs with a bank account solution from flatex Bank. This change means that we can then answer the frequent question "Does my unused money at DEGIRO fall under the €100,000 Deposit Guarantee Scheme?", with a ''yes''.

In a few weeks, we will begin to migrate clients to this new solution. We will inform you in due time to make sure you are aware of all conditions, changes and actions that are required. However, with this e-mail we would already like to communicate in short what you can expect and update you on related changes in the Client Agreement.


Your money will be kept with a bank
Although DEGIRO is not a bank, this does not mean we can't team up with one. In flatex Bank, a regulated German bank, we have found the perfect partner. flatex Bank has €14 billion in assets under administration.

Your money will be held in a segregated personal Cash Account with your own new IBAN, guaranteed up to €100,000. Your new IBAN will be directly connected to your existing DEGIRO account. All you need to do is complete the online form that will be made available in the platform when you log in. It will not take more than a few minutes of your time. After you have completed this, you will receive your unique IBAN and additional instructions as to how deposits will work in the future.

Please note that our compensation policy for negative returns remains unchanged. The flatex Bank accounts will not give positive returns.

metalc je 19. jul 2020 ob 18:18 izjavil:

Pred časom sem točno to vprašal na FURS in priložil še vzorec izpiska. Od nekoga, ki je bil podpisan kot "finančni kontrolor svetovalec specialist" sem prejel odgovor, da se kot datum prejema (in s tem tudi ref. tečaja ECB) upošteva "value date", ki je hkrati tudi datum, ko jih izplačevalec izplača.

CoreySteel je 1. jul 2020 ob 16:28 izjavil:

We would like to update you about an important change regarding your DEGIRO account.

As an investment firm, DEGIRO is unable to hold clients' money. Therefore, we currently make use of Money Market Funds (MMFs) as a solution for you to invest your unused money and as a way to make sure it is sufficiently safeguarded.

We are happy to inform you that we will soon replace the MMFs with a bank account solution from flatex Bank. This change means that we can then answer the frequent question "Does my unused money at DEGIRO fall under the €100,000 Deposit Guarantee Scheme?", with a ''yes''.

In a few weeks, we will begin to migrate clients to this new solution. We will inform you in due time to make sure you are aware of all conditions, changes and actions that are required. However, with this e-mail we would already like to communicate in short what you can expect and update you on related changes in the Client Agreement.


Your money will be kept with a bank
Although DEGIRO is not a bank, this does not mean we can't team up with one. In flatex Bank, a regulated German bank, we have found the perfect partner. flatex Bank has €14 billion in assets under administration.

Your money will be held in a segregated personal Cash Account with your own new IBAN, guaranteed up to €100,000. Your new IBAN will be directly connected to your existing DEGIRO account. All you need to do is complete the online form that will be made available in the platform when you log in. It will not take more than a few minutes of your time. After you have completed this, you will receive your unique IBAN and additional instructions as to how deposits will work in the future.

Please note that our compensation policy for negative returns remains unchanged. The flatex Bank accounts will not give positive returns.

Očitno dobimo IBAN, ki ga bo treba javit FURS-u.

Dear Mr. X,

The Dutch Regulatory Authorities have recently approved the acquisition of DEGIRO by the flatex group. We are proud to become part of the flatex group as of August 1st 2020. In this e-mail, we are pleased to inform you what this new step will mean for you as our client.

A strong partnership
Both companies complement each other well, resulting in many synergies. flatex brings a lot of experience in the brokerage industry and operates under a German banking license. This offers further stability and an increased capacity for sustainable growth and development as an organisation.
What will change for you as a client of DEGIRO?
We would like to reassure you that you can continue using our familiar award-winning trading platform and the same level of service from our Service Desk.

This partnership may lead to an even wider range of product offerings for you as a client. On top of that, we are investigating the possibility of extending trading hours.

As the first step in our partnership during the second half of 2020 we will make flatex bank accounts available for our clients to hold their uninvested money. Your money will then fall under the German €100,000 Deposit Guarantee Scheme. This will replace the current Money Market Fund setup. We will send you a personal invitation to complete the opening of your personal flatex bank account. This account will then be connected to your trading account at DEGIRO. Opening an account will only take a few minutes.
About flatex
Founded in 2005, flatex Bank is a full-service bank based in Germany. It is thus subject to supervision by the BaFin (Federal Financial Supervisory Authority) and is allocated to the Compensation Scheme of German Banks (Entschädigungseinrichtung deutscher Banken). With one of the most efficient securities settlement systems in Europe, flatex Bank is one of the leading providers of financial technology and executed 13,1 million transactions for its customers in the first half of 2020.

DEGIRO has always strived to provide added value by developing affordable, custom-made financial services for all investors. This new chapter with flatex will allow us to continue doing so and improve our services to you.

Regards,
DEGIRO

fiction je 2. sep 2020 ob 13:32 izjavil:

Je kdo od vas ze dobil flatex IBAN? Me malo skrbi, zakaj ga jaz se nisem :) Nimam nobenega sporocila niti v formularja, ki bi ga moral izpolnit. Samo obvestilo, da kmalu ne bo vec delal deposit direktno na racun od Stichtung Degiro.

pirx je 7. okt 2020 ob 10:36 izjavil:

Sedaj je Degiro odprl prav bančne račune za svoje stranke. Prej so denar hranili v Money Market Funds, vendar tega več ne bo. Ves neporabljen denar bo na osebnem bančnem računu, ki je odprt v Nemčiji. Zadnje nakazilo sem naredil sebi, torej ime in priimek ter moj nemški IBAN. Zato me zanima.