Forum » Problemi človeštva » Finančna kriza 2023
Finančna kriza 2023
Malidelničar ::
komunist1918: ne pozabi, ni nujno, da bo kar borzni crash. Celo ni nujno, da bi po crashu borza imela nato večji vpliv na gospodarsko okrevanje - lahko borza pade bistveno bolj kot pa realno gospodarstvo recimo. Lahko bo celotna zadeva bolj stagnacijskega tipa, v bistvu bi vladam morda to bolj pasalo, da preko višje inflacije poradirajo dolgove.
Se mi pa zdi, da je Evropa bistveno manj odporna kot ZDA iz vseh vidikov. Čeprav tudi na drugi strani luže je sedaj agencija Moody's znišala kreditni rejting vladi ZDA. Članek:
Moody's Opens Path to U.S. Fiscal Crisis
https://europeanconservative.com/articl...
Se mi pa zdi, da je Evropa bistveno manj odporna kot ZDA iz vseh vidikov. Čeprav tudi na drugi strani luže je sedaj agencija Moody's znišala kreditni rejting vladi ZDA. Članek:
Moody's Opens Path to U.S. Fiscal Crisis
https://europeanconservative.com/articl...
Don't invest like a Joe. Invest like a Simon.
komunist1918 ::
Zlom borze je neizbežen, lahko pa je odložljiv še za nekaj časa. Samo poglej graf rasti npr. S&P 500 Index in zoomaj od daleč:
https://ibb.co/9TKszwh
Nihče me ne more prepričat, da je to normalna gospodarska rast. Tako kot je sedaj borza izgubila stik z realnostjo, ga ni še za časa tridesetih let prejšnejga stoletja. Smo verjetno v največjem balonu (enem večjih pa sigurno) v zgodovini človeštva (kar se borze tiče).
Drugo pa je res. Po moje je zelo možno, da nam bodo počasi kri spuščali kot praviš v delu - reševali zunanje dolgove na račun inflacije in račun državljanov.
https://ibb.co/9TKszwh
Nihče me ne more prepričat, da je to normalna gospodarska rast. Tako kot je sedaj borza izgubila stik z realnostjo, ga ni še za časa tridesetih let prejšnejga stoletja. Smo verjetno v največjem balonu (enem večjih pa sigurno) v zgodovini človeštva (kar se borze tiče).
Drugo pa je res. Po moje je zelo možno, da nam bodo počasi kri spuščali kot praviš v delu - reševali zunanje dolgove na račun inflacije in račun državljanov.
dronyx ::
ZDA bi morale imeti glede na višino dolga že bistveno prej nižji kreditni rejting, samo so malo mižali, ker imajo rezervno valuto in lahko teoretično natisnejo denarja koliko želijo oz. kolikor je potrebno za vračilo dolga. Samo to je zgolj teoretično, ker ni nujno, da bo USD večno rezervna valuta.
Sparkxl ::
Do zdaj je ta recept delal, zdaj pa se pojavljajo težave s tem printanjem, ker vedno manj držav kupuje njihv dolg.
Kar se borze tiče, nikoli v zgodovini še ni bilo tega, da bi vse samo rastlo. Nikoli. Kar se s&p500 tiče, če se grem šloganje, bi rekel da se trenutno formira šolski primeri double topa
Kar se borze tiče, nikoli v zgodovini še ni bilo tega, da bi vse samo rastlo. Nikoli. Kar se s&p500 tiče, če se grem šloganje, bi rekel da se trenutno formira šolski primeri double topa
Lonsarg ::
Ne zdaj mesat drzav ekonomije.
ZDA kot drzava je bolj v dreku financno kot vecina EU drzav. Je pa EU ekonomija bolj v dreku kot US.
ZDA kot drzava je bolj v dreku financno kot vecina EU drzav. Je pa EU ekonomija bolj v dreku kot US.
komunist1918 ::
Država in ekonomija sta tesno povezana. Ne gre za neke ločene entitete. V bistvu je cela naša družba kot ena taka "pajkova mreža" - s tem mislim, da je vse povezano med sabo. Ko niti nekje začno popuščati se cela mreža lahko potencialno sesuje. Zato je tudi za gospodarsko posredno nekje naprej pomembno kakšne npr. vrednote imamo kot družba in tako naprej (samo primer).
fikus_ ::
komunist1918 je izjavil:
Zlom borze je neizbežen, lahko pa je odložljiv še za nekaj časa. Samo poglej graf rasti npr. S&P 500 Index in zoomaj od daleč:
https://ibb.co/9TKszwh
Nihče me ne more prepričat, da je to normalna gospodarska rast. Tako kot je sedaj borza izgubila stik z realnostjo, ga ni še za časa tridesetih let prejšnejga stoletja. Smo verjetno v največjem balonu (enem večjih pa sigurno) v zgodovini človeštva (kar se borze tiče).
Drugo pa je res. Po moje je zelo možno, da nam bodo počasi kri spuščali kot praviš v delu - reševali zunanje dolgove na račun inflacije in račun državljanov.
Naprintan denar je moral nekam iti. V SLO v nepremičnine,... v Usa na borzo,...
.
ZDA bi morale imeti glede na višino dolga že bistveno prej nižji kreditni rejting, samo so malo mižali, ker imajo rezervno valuto in lahko teoretično natisnejo denarja koliko želijo oz. kolikor je potrebno za vračilo dolga. Samo to je zgolj teoretično, ker ni nujno, da bo USD večno rezervna valuta.
1. Usa bonitetne hiše zamižijo, ko dajo ven bonitete za Usa
2. $ je "svetovna" valuta, banke, države jih imajo kot rezervo
3. Odkar je $ fiat valuta, je pomembno samo zaupanje v $ (podobno velja za ostale)
Učite se iz preteklosti, živite v sedanjosti in razmišljajte o prihodnosti.
Zgodovina sprememb…
- spremenilo: fikus_ ()
black ice ::
Kaj točno ima to veze z "Ta izrazito poudarja družino, čim več otrok"? Ni tu govora o tem kako živijo.
Ampak saj to nima veze. Da tako politiko nekdo imenuje nevarno, ti vse pove o tem kam ptičja gripa na oblasti taco moli
Je pa povezano s tem. Kaj ti pomaga velika druzina, ce nimas podporne strukture, da bi poskrbel za blagostanje.
Ok, za tiste ki težko dojemate prebrano, delajmo se, da je tako izjavo dal šef avstrije. Lahko tudi Luksemburga. Je to zaskrbljujoča izjava ali ne?
Valda je edini pravilen odgovor ta, ki ga ti pozegnas. Pretvarjajmo se, da to ni gostilna in nismo za sankom.
A. Smith ::
TezkoDihanje je izjavil:
zaduši ni enako dodobra zaduši, kot sem napisal.
Če bo takihle novic še dosti, bo samo "zaduši" prešibek izraz za opis stanja.
Kako že gre tista? Če Nemčija kihne...
"Be professional, be polite,
but have a plan to kill everyone you meet".
- General James Mattis
but have a plan to kill everyone you meet".
- General James Mattis
TezkoDihanje ::
komunist1918 je izjavil:
Zlom borze je neizbežen,
Tvoja filozofiranja glede recesije me spominjajo na silver/gold hodlerje, ko vse prepričujejo, da zlobni deep state duši cene obeh kovin in da bodo zdaj zdaj zdrvele navzgor. Te norce poslušam že vsaj 10 let.
lahko pa je odložljiv še za nekaj časa. Samo poglej graf rasti npr. S&P 500 Index in zoomaj od daleč:
https://ibb.co/9TKszwh
Nihče me ne more prepričat, da je to normalna gospodarska rast. Tako kot je sedaj borza izgubila stik z realnostjo, ga ni še za časa tridesetih let prejšnejga stoletja. Smo verjetno v največjem balonu (enem večjih pa sigurno) v zgodovini človeštva (kar se borze tiče).
P/E je okol 24
https://www.multpl.com/s-p-500-pe-ratio
ni nizek, ampak je daleč od tega, da je "borza izgubila stik z realnostjo"
Niti tega nisi šel prečekirat, tako da predvidevam, da so ti osnove delovanja trga tuje.
Skratka, diskutiraš o stvareh, o katerih nimaš kaj dosti pojma, si pa eden najglasnejših na tem forumu.
Precej tipično za Slo-tech. lol
TezkoDihanje je izjavil:
zaduši ni enako dodobra zaduši, kot sem napisal.
Če bo takihle novic še dosti, bo samo "zaduši" prešibek izraz za opis stanja.
Kako že gre tista? Če Nemčija kihne...
Skriti đoker iz rokava je padec vseh energentov -> zmanjšanje inflacije -> padec obr. met -> višanje gospodarske aktivnosti. Danes je silno opazen padec cene nafte (-5%). Mogoče je zadaj kakšen skriti dogovor med Xijem in Bidnom (ter Arabci)...
Zgodovina sprememb…
- spremenil: TezkoDihanje ()
Mr.B ::
TezkoDihanje je izjavil:
komunist1918 je izjavil:
Zlom borze je neizbežen,
Tvoja filozofiranja glede recesije me spominjajo na silver/gold hodlerje, ko vse prepričujejo, da zlobni deep state duši cene obeh kovin in da bodo zdaj zdaj zdrvele navzgor. Te norce poslušam že vsaj 10 let.
lahko pa je odložljiv še za nekaj časa. Samo poglej graf rasti npr. S&P 500 Index in zoomaj od daleč:
https://ibb.co/9TKszwh
Nihče me ne more prepričat, da je to normalna gospodarska rast. Tako kot je sedaj borza izgubila stik z realnostjo, ga ni še za časa tridesetih let prejšnejga stoletja. Smo verjetno v največjem balonu (enem večjih pa sigurno) v zgodovini človeštva (kar se borze tiče).
P/E je okol 24
https://www.multpl.com/s-p-500-pe-ratio
ni nizek, ampak je daleč od tega, da je "borza izgubila stik z realnostjo"
Niti tega nisi šel prečekirat, tako da predvidevam, da so ti osnove delovanja trga tuje.
Skratka, diskutiraš o stvareh, o katerih nimaš kaj dosti pojma, si pa eden najglasnejših na tem forumu.
Precej tipično za Slo-tech. lol
TezkoDihanje je izjavil:
zaduši ni enako dodobra zaduši, kot sem napisal.
Če bo takihle novic še dosti, bo samo "zaduši" prešibek izraz za opis stanja.
Kako že gre tista? Če Nemčija kihne...
Skriti đoker iz rokava je padec vseh energentov -> zmanjšanje inflacije -> padec obr. met -> višanje gospodarske aktivnosti. Danes je silno opazen padec cene nafte (-5%). Mogoče je zadaj kakšen skriti dogovor med Xijem in Bidnom (ter Arabci)...
Naj ti sede....
In CPI je ne spremenjen, najveöji padec se bele#i pri hrani in energentih.
France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
TezkoDihanje ::
In kaj bi rad zdaj s tem povedal? Mal se pogovor s FED, če misliš, da si bolj pameten od njih.
Tle si bil par mesecev nazaj pameten, da bosta še dva dviga OM do konca leta. Evidentno ne bomo imeli niti enega.
Tle si bil par mesecev nazaj pameten, da bosta še dva dviga OM do konca leta. Evidentno ne bomo imeli niti enega.
FrRoSt ::
TezkoDihanje je izjavil:
Ko bo inflacija padla, s tem posledično bodo padle obrestne mere in posledično temu oživela gospodarska rast, se ne boste več oglašali.
Nekaj si v tem briljantnem receptu pozabil....kje je recesija? Namreč to je ekonomska zakonitost, ne moreš mimo tega. Vse gre v ciklih, enkrat gremo gor, drugič dol. 2019 so se začeli kazati znaki upadanja gospodarstva. Morala bi priti recesija, kot po urniku, ki pravi ca. 7 let. Pa ni, ker so 2020 vklopili printerje in od takrat se jo prestavlja. Vmes je preteklo že toliko časa, da je mladiči sploh ne poznajo, veliko odraslih ima prekratek spomin in so na to že pozabili, ne malo pa je takih, ki mislijo da smo našli sveti gral ekonomije, kjer recesija sploh več ne obstaja.
Recesija ni nujna! Lahko, da bomo samo stagnirali, capljali na mestu. Drugi pa nas bodo dohitevali in prehitevali. Demografija in še marsikaj nam ne gre na roke.
Seveda je prav tako zmotno misliti, do bo oživela gospodarska rast, ko bodo padle obresti. Nič ni samoumevno. Še najbolj bo zanimiv kripto!!
Neki virtualni kovanci in žetoni, kamor se nalaga in beži realni denar. Braz kakršnegakoli jamstva, da bo kdaj realno kaj (trdno) vreden!? Noben človek ni otok, popolnoma sam zase; smrt slehernega človeka vzame
del mene, ker pripadam človeški vrsti; in zato nikdar ne pošiljaj poizvedovat,
komu zvoni; zvoni tebi.
del mene, ker pripadam človeški vrsti; in zato nikdar ne pošiljaj poizvedovat,
komu zvoni; zvoni tebi.
sbawe64 ::
ZDA bi morale imeti glede na višino dolga že bistveno prej nižji kreditni rejting, samo so malo mižali, ker imajo rezervno valuto in lahko teoretično natisnejo denarja koliko želijo oz. kolikor je potrebno za vračilo dolga. Samo to je zgolj teoretično, ker ni nujno, da bo USD večno rezervna valuta.
Če tiskajo kot želijo bo šla inflacija gor (Topčider) -> bo fed moral spet višati obrestne mere za banke (tega nočejo), državne obveznice gredo slabo v prodajo, obrestna mera nanje je skoraj 5% (višja kot za Slo), kitajci raje kupujejo zlato in hkrati prodajajo taiste obveznice.
Plus poleg Ukr imajo sedaj na grbi še Isr (denarna pomoč).
bojda 1 dan "vojnih operacij" stane ekonomijo Isr 260M usd.
10:53
Kako je sedaj s financiranjem zda državnih organov, so sprejeli dogovor ? Do 17.11 je timeline.
2020 is new 1984
Corona World order
Corona World order
Zgodovina sprememb…
- spremenilo: sbawe64 ()
komunist1918 ::
TezkoDihanje je izjavil:
komunist1918 je izjavil:
Zlom borze je neizbežen,
Tvoja filozofiranja glede recesije me spominjajo na silver/gold hodlerje, ko vse prepričujejo, da zlobni deep state duši cene obeh kovin in da bodo zdaj zdaj zdrvele navzgor. Te norce poslušam že vsaj 10 let.
lahko pa je odložljiv še za nekaj časa. Samo poglej graf rasti npr. S&P 500 Index in zoomaj od daleč:
https://ibb.co/9TKszwh
Nihče me ne more prepričat, da je to normalna gospodarska rast. Tako kot je sedaj borza izgubila stik z realnostjo, ga ni še za časa tridesetih let prejšnejga stoletja. Smo verjetno v največjem balonu (enem večjih pa sigurno) v zgodovini človeštva (kar se borze tiče).
P/E je okol 24
https://www.multpl.com/s-p-500-pe-ratio
ni nizek, ampak je daleč od tega, da je "borza izgubila stik z realnostjo"
Niti tega nisi šel prečekirat, tako da predvidevam, da so ti osnove delovanja trga tuje.
Skratka, diskutiraš o stvareh, o katerih nimaš kaj dosti pojma, si pa eden najglasnejših na tem forumu.
Precej tipično za Slo-tech. lol
TezkoDihanje je izjavil:
zaduši ni enako dodobra zaduši, kot sem napisal.
Če bo takihle novic še dosti, bo samo "zaduši" prešibek izraz za opis stanja.
Kako že gre tista? Če Nemčija kihne...
Skriti đoker iz rokava je padec vseh energentov -> zmanjšanje inflacije -> padec obr. met -> višanje gospodarske aktivnosti. Danes je silno opazen padec cene nafte (-5%). Mogoče je zadaj kakšen skriti dogovor med Xijem in Bidnom (ter Arabci)...
Sicer je res, da v zgodovini se lahko najdejo primeri, ko so visoka P/E razmerja sovpadala z obdobji gospodarskega stresa in padcev na borzi, vendar tako vehamentno prikazati kot, da je P/E razmerje nek absolutni napovedovalec borznih zlomov preprosto kaže na tvoje nepoznavanje področja. In ne pravim, da bo zlom jutri. Ampak ko bo, bo veselo kot že dolgo ni bilo.
Zgodovina sprememb…
- spremenil: komunist1918 ()
nuclear ::
Krize ne bo, crash bo 2030, sej ves you will own nothing and you will be happy. Imate casa 7 let.
Asus G14 2023 - Ryzen 7940HS - 32GB DDR5 - GeForce RTX 4080 - 990 PRO 4TB
TezkoDihanje ::
komunist1918 je izjavil:
Sicer je res, da v zgodovini se lahko najdejo primeri, ko so visoka P/E razmerja sovpadala z obdobji gospodarskega stresa in padcev na borzi, vendar tako vehamentno prikazati kot, da je P/E razmerje nek absolutni napovedovalec borznih zlomov preprosto kaže na tvoje nepoznavanje področja. In ne pravim, da bo zlom jutri. Ampak ko bo, bo veselo kot že dolgo ni bilo.
Napisal si naslednje:
Samo poglej graf rasti npr. S&P 500 Index in zoomaj od daleč:
https://ibb.co/9TKszwh
Nihče me ne more prepričat, da je to normalna gospodarska rast. Tako kot je sedaj borza izgubila stik z realnostjo, ga ni še za časa tridesetih let prejšnejga stoletja. Smo verjetno v največjem balonu (enem večjih pa sigurno) v zgodovini človeštva (kar se borze tiče).
KAR JE BEDARIJA. Niti nisi vedel, katere kazalce borz moraš gledat...
komunist1918 ::
TezkoDihanje je izjavil:
komunist1918 je izjavil:
Sicer je res, da v zgodovini se lahko najdejo primeri, ko so visoka P/E razmerja sovpadala z obdobji gospodarskega stresa in padcev na borzi, vendar tako vehamentno prikazati kot, da je P/E razmerje nek absolutni napovedovalec borznih zlomov preprosto kaže na tvoje nepoznavanje področja. In ne pravim, da bo zlom jutri. Ampak ko bo, bo veselo kot že dolgo ni bilo.
Napisal si naslednje:
Samo poglej graf rasti npr. S&P 500 Index in zoomaj od daleč:
https://ibb.co/9TKszwh
Nihče me ne more prepričat, da je to normalna gospodarska rast. Tako kot je sedaj borza izgubila stik z realnostjo, ga ni še za časa tridesetih let prejšnejga stoletja. Smo verjetno v največjem balonu (enem večjih pa sigurno) v zgodovini človeštva (kar se borze tiče).
KAR JE BEDARIJA. Niti nisi vedel, katere kazalce borz moraš gledat...
Mhm... V zgodovini so se mnogi, ki so se imeli za velike strokovnjake, pogosto zmotili in izrazili enako prepričanje kot ga imaš ti s podobno nadutostjo, vendar se je ravno nasprotno zgodilo. Borzni kazalci so se večkrat izkazali kot popolnoma nesmiselni. Nekaj je tudi v logiki oziroma zgodovini. SP500 sem dal kot primer. Če ti ne opaziš, da je rast bila nenormalna, si slep od pohlepa, in to, da nekaj ni v redu z ekonomijo v zadnjih nekaj letih, ni moja težava. Pa srečno Jure.
Malidelničar ::
komunist1918: Čeprav recimo ko pogledamo zadnje stagnacijsko obdobje, ki so bila sedemdeseta s stagflacijo, je bilo tam bolj dolgoročo stagniranje borznega trga s stalnimi nihaji gor in dol. Ni bilo nekega mother-of-all-crashes, ki bi potem sprožil stagflacijska sedemdeseta.
Recimo tu imaš en prikaz stanja: https://www.nasdaq.com/articles/1970s-f...
In navsezadnje tudi v sedemdesetih se je dalo zaslužiti, pač bolj z drugimi naložbami - zlato. Ampak na koncu po 10 letih si moral spet presedlat v delnice, ker tam po 1980 se je izkazalo, da so donosi zlata samo začasni kot 'safe haven'.
Tu imaš en pogled kje so pa vseeno morda razlike, da ne gre za ponovitev sedemdesetih: https://www.blackrock.com/us/individual...
Recimo tu imaš en prikaz stanja: https://www.nasdaq.com/articles/1970s-f...
In navsezadnje tudi v sedemdesetih se je dalo zaslužiti, pač bolj z drugimi naložbami - zlato. Ampak na koncu po 10 letih si moral spet presedlat v delnice, ker tam po 1980 se je izkazalo, da so donosi zlata samo začasni kot 'safe haven'.
Tu imaš en pogled kje so pa vseeno morda razlike, da ne gre za ponovitev sedemdesetih: https://www.blackrock.com/us/individual...
Don't invest like a Joe. Invest like a Simon.
TezkoDihanje ::
komunist1918 je izjavil:
Mhm... V zgodovini so se mnogi, ki so se imeli za velike strokovnjake, pogosto zmotili in izrazili enako prepričanje kot ga imaš ti s podobno nadutostjo, vendar se je ravno nasprotno zgodilo. Borzni kazalci so se večkrat izkazali kot popolnoma nesmiselni. Nekaj je tudi v logiki oziroma zgodovini. SP500 sem dal kot primer.
Blebetaš bedarije. Borza ni prav nič "izgubila stik z realnostjo". To kažejo kazalci, ki so vsem na voljo. Ne rabiš bit poseben strokovanjak, da prideš do tega zaključka.
Če ti ne opaziš, da je rast bila nenormalna, si slep od pohlepa, in to, da nekaj ni v redu z ekonomijo v zadnjih nekaj letih, ni moja težava.
Pohlepu?
Klovn, nehaj se smešit.
Pa srečno Jure.
Srečno Boško. :D
fikus_ ::
" Borza ni prav nič "izgubila stik z realnostjo". "
In naprintan denar je šel v večna lovišča.
In naprintan denar je šel v večna lovišča.
Učite se iz preteklosti, živite v sedanjosti in razmišljajte o prihodnosti.
gruntfürmich ::
komunist1918 je izjavil:
https://ibb.co/9TKszwh
samo v info: grafe se mora VEDNO gledati v logaritemski skali. sploh na dolgi rok. par let še gre v absolutnih enotah, dalj pa že ne več če primerjaš balone med sabo...
"Namreč, da gre ta družba počasi v norost in da je vse, kar mi gledamo,
visoko organizirana bebavost, do podrobnosti izdelana idiotija."
Psiholog HUBERT POŽARNIK, v Oni, o smiselnosti moderne družbe...
visoko organizirana bebavost, do podrobnosti izdelana idiotija."
Psiholog HUBERT POŽARNIK, v Oni, o smiselnosti moderne družbe...
komunist1918 ::
gruntfürmich je izjavil:
komunist1918 je izjavil:
https://ibb.co/9TKszwh
samo v info: grafe se mora VEDNO gledati v logaritemski skali. sploh na dolgi rok. par let še gre v absolutnih enotah, dalj pa že ne več če primerjaš balone med sabo...
To je absolutno res. In čeprav ima skoraj vsak neka legitmna stališča, tudi primitivni naduteži, kot je TezkoDihanje (in rajši sem "klovn" kot naduti bedak mimogrede), menim, da se morda preveč osredotočate le na ekonomske vidike celotne situacije (gledate preozko). Sicer pa bo kot vedno čas pokazal kdo ima prav. Za vse bo boljše, da nimam jaz.
A. Smith ::
TezkoDihanje je izjavil:
Skriti đoker iz rokava je padec vseh energentov -> zmanjšanje inflacije -> padec obr. met -> višanje gospodarske aktivnosti. Danes je silno opazen padec cene nafte (-5%). Mogoče je zadaj kakšen skriti dogovor med Xijem in Bidnom (ter Arabci)...Glede na to, da si gospodarske depresije nihče ne bi zares smel želeti, je to precej dobrodošla novica. Ne vem pa, če bo pri tem (cheap oil) ostalo, glede na to da se situacija na bližnjem vzhodu neugodno oblači.
"Be professional, be polite,
but have a plan to kill everyone you meet".
- General James Mattis
but have a plan to kill everyone you meet".
- General James Mattis
Sparkxl ::
Verjetno si res vsi želimo da bi good times trajali za vedno. Slaba novica je, da še nikoli niso
TezkoDihanje ::
Mr.B ::
TezkoDihanje je izjavil:
komunist1918 je izjavil:
Mhm... V zgodovini so se mnogi, ki so se imeli za velike strokovnjake, pogosto zmotili in izrazili enako prepričanje kot ga imaš ti s podobno nadutostjo, vendar se je ravno nasprotno zgodilo. Borzni kazalci so se večkrat izkazali kot popolnoma nesmiselni. Nekaj je tudi v logiki oziroma zgodovini. SP500 sem dal kot primer.
Blebetaš bedarije. Borza ni prav nič "izgubila stik z realnostjo". To kažejo kazalci, ki so vsem na voljo. Ne rabiš bit poseben strokovanjak, da prideš do tega zaključka.
Če ti ne opaziš, da je rast bila nenormalna, si slep od pohlepa, in to, da nekaj ni v redu z ekonomijo v zadnjih nekaj letih, ni moja težava.
Pohlepu?
Klovn, nehaj se smešit.
Pa srečno Jure.
Srečno Boško. :D
Sedaj samo še čakamo odgovor, da je za letošnje stanje na borzi kriv Powell in ne AI boom.
France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
Mr.B ::
American Borrowers Are Getting Closer to Maxing Out
Credit-card utilization and delinquency rates are on the rise
V podnapisom : Američani so na črni petek pravkar porabili rekorden znesek. Nekateri so imeli očitno več prostora na drbitnih kartah. Prepričan sem, da bomo kmalu imeli naslovnice o rekordnem dolgu na kreditni kartici. Ok ? koliko je pa kaj Buy now, pay later (BNPL) shema kako se bo potem to poznalo, ko bodo začeli vračat, ker ne bo možno plačat v Q1.
Americans Are Pulling Cash From Their Retirement Savings to Pay Bills
Withdrawals mostly spent on housing and medical expenses
Some 2.3% of workers took a hardship withdrawal last quarter, up from 1.8% a year earlier, the data showed. The top two reasons given for the uptick were to avoid foreclosure for homeowners or eviction for renters, and for medical expenses.
Average 401(k) balances have barely budged in five years
Loans taken against 401(k) savings generally must be paid back over as long as five years with interest. However some workers have been taking what's known as an in-service withdrawal, where employers allow withdrawals that include taxes and penalties but aren't required to be paid back.
Last quarter 3.2% of participants took an in-service withdrawal, up half a percentage point from a year ago, according to the Fidelity study.
Overall, the average retirem
Načeloma ni nek slab rezultat. Razlika na prejšnje leto je 2,3% -1,8% torej 0,4%
Here's how much -- or little -- the typical American has in a 401(k)
Fidelity's data, which is based on an analysis of the roughly 45 million retirement accounts it manages, also shows stark differences in account balances across different generations. Perhaps not surprisingly, given they've had longer to save, baby boomers lead all groups in money saved with an average of $212,600 saved in 401(k) accounts, $196,600 in 403(b) accounts and $201,640 in IRAs.
About 27% of people who are 59 or older have no retirement savings, according to a new survey from financial services firm Credit Karma. To be sure, that's the same share as the overall population, yet boomers have less time to save for retirement given that the generation is now between the ages of 59 to 77 years old.
Vprašanje Statistika je narejena nad 45Miljoni računov... Ampak sem prepričan da je delovne generacije več kot 45 Mijonov, le ta verjento prešilja čas od enega socilanega čeka do drugega čeka ? S tem da sedm bral, da imajo lahko več 401k računov, če zamenjaš službo...
Why did the budget deficit grow so much in FY 2023? And what does this imply about the future debt trajectory?
Despite the 7.5% of GDP adjusted deficit, the debt to GDP ratio rose only 1.6 percentage points from FY 2022 to FY 2023--from 96% to 97.6%. The intuition for this much smaller increase is as follows: High inflation raises the government's borrowing costs--which boosts interest payments and the deficit as a share of GDP--but, because not all the government's debt rolls over each year, high inflation boosts nominal GDP growth more.
Americans Smash Thanksgiving Spending Record
Americans set a new record for Thanksgiving online shopping, signaling robust economic activity despite inflation concerns, according to new data from Adobe Analytics.
Adobe Analytics reported $5.6 billion in online sales during the Thanksgiving holiday on Thursday, marking a 5.5 percent increase from last year. The figure shatters previous records, and represents a near doubling of the $2.87 billion spent in 2017. Mobile sales took the lions share, accounting for $3.3 billion or 59 percent of total online sales.
Meanwhile, Salesforce's data for money spent "Hint Buy now, pay later (BNPL) ki se je povečela za 72% na prm prejšnji vikend" during Thanksgiving showed a similar upward trend, with U.S. online sales reaching roughly $7.5 billion, a modest 1 percent year-over-year growth.
Bank of America's consumer team analysis published on Monday revealed a trend of lighter-than-expected earnings forecasts among retailers, with 86 percent of 43 surveyed retailers falling short of expectations.
V podnapisih :
Prejšnji mesec iz zaslužka nekaj potrošniških podjetij obseg ZMANJŠAL, medtem ko se je prodaja POVEČALA . Sem prepričan da je količina / volumen prodaje manjša, le cene so višje.
Ljudem sicer zmanjkuje denarja, kredita na debitnih karticah pa ne. Zato je stopnja varčevanja nižja, uporaba kreditnih kartic pa večja.
Več ljudi je vključenih v vojaški sektor, več delovnih mest itd... To deluje tako za Američane kot za Ruse.
Credit-card utilization and delinquency rates are on the rise
V podnapisom : Američani so na črni petek pravkar porabili rekorden znesek. Nekateri so imeli očitno več prostora na drbitnih kartah. Prepričan sem, da bomo kmalu imeli naslovnice o rekordnem dolgu na kreditni kartici. Ok ? koliko je pa kaj Buy now, pay later (BNPL) shema kako se bo potem to poznalo, ko bodo začeli vračat, ker ne bo možno plačat v Q1.
Americans Are Pulling Cash From Their Retirement Savings to Pay Bills
Withdrawals mostly spent on housing and medical expenses
Some 2.3% of workers took a hardship withdrawal last quarter, up from 1.8% a year earlier, the data showed. The top two reasons given for the uptick were to avoid foreclosure for homeowners or eviction for renters, and for medical expenses.
Average 401(k) balances have barely budged in five years
Loans taken against 401(k) savings generally must be paid back over as long as five years with interest. However some workers have been taking what's known as an in-service withdrawal, where employers allow withdrawals that include taxes and penalties but aren't required to be paid back.
Last quarter 3.2% of participants took an in-service withdrawal, up half a percentage point from a year ago, according to the Fidelity study.
Overall, the average retirem
Načeloma ni nek slab rezultat. Razlika na prejšnje leto je 2,3% -1,8% torej 0,4%
Here's how much -- or little -- the typical American has in a 401(k)
Fidelity's data, which is based on an analysis of the roughly 45 million retirement accounts it manages, also shows stark differences in account balances across different generations. Perhaps not surprisingly, given they've had longer to save, baby boomers lead all groups in money saved with an average of $212,600 saved in 401(k) accounts, $196,600 in 403(b) accounts and $201,640 in IRAs.
About 27% of people who are 59 or older have no retirement savings, according to a new survey from financial services firm Credit Karma. To be sure, that's the same share as the overall population, yet boomers have less time to save for retirement given that the generation is now between the ages of 59 to 77 years old.
Vprašanje Statistika je narejena nad 45Miljoni računov... Ampak sem prepričan da je delovne generacije več kot 45 Mijonov, le ta verjento prešilja čas od enega socilanega čeka do drugega čeka ? S tem da sedm bral, da imajo lahko več 401k računov, če zamenjaš službo...
Why did the budget deficit grow so much in FY 2023? And what does this imply about the future debt trajectory?
Despite the 7.5% of GDP adjusted deficit, the debt to GDP ratio rose only 1.6 percentage points from FY 2022 to FY 2023--from 96% to 97.6%. The intuition for this much smaller increase is as follows: High inflation raises the government's borrowing costs--which boosts interest payments and the deficit as a share of GDP--but, because not all the government's debt rolls over each year, high inflation boosts nominal GDP growth more.
Americans Smash Thanksgiving Spending Record
Americans set a new record for Thanksgiving online shopping, signaling robust economic activity despite inflation concerns, according to new data from Adobe Analytics.
Adobe Analytics reported $5.6 billion in online sales during the Thanksgiving holiday on Thursday, marking a 5.5 percent increase from last year. The figure shatters previous records, and represents a near doubling of the $2.87 billion spent in 2017. Mobile sales took the lions share, accounting for $3.3 billion or 59 percent of total online sales.
Meanwhile, Salesforce's data for money spent "Hint Buy now, pay later (BNPL) ki se je povečela za 72% na prm prejšnji vikend" during Thanksgiving showed a similar upward trend, with U.S. online sales reaching roughly $7.5 billion, a modest 1 percent year-over-year growth.
Bank of America's consumer team analysis published on Monday revealed a trend of lighter-than-expected earnings forecasts among retailers, with 86 percent of 43 surveyed retailers falling short of expectations.
V podnapisih :
Prejšnji mesec iz zaslužka nekaj potrošniških podjetij obseg ZMANJŠAL, medtem ko se je prodaja POVEČALA . Sem prepričan da je količina / volumen prodaje manjša, le cene so višje.
Ljudem sicer zmanjkuje denarja, kredita na debitnih karticah pa ne. Zato je stopnja varčevanja nižja, uporaba kreditnih kartic pa večja.
Europe's largest fund manager Amundi expects the Russian economy to grow three times faster than the euro zone's in 2024, its chief investment officer said on Thursday, stressing the ineffectiveness of sanctions levied over Moscow's invasion of Ukraine.
Amundi expects Russia's gross domestic product (GDP) to grow by 1.5% in 2024 and by 2% in 2025, compared with 0.5% and 1.2% for the euro zone.
"It means that the United States, Europe, Japan, Australia -- the major developed countries -- are unable to sanction a country effectively," Amundi's CIO Vincent Mortier told reporters at a news conference in Paris on the fund manager's 2024 outlook.
Major emerging economies under the BRICS umbrella (Brazil, Russia, India, China and South Africa) as well as countries like Turkey and Kazakhstan benefited from the sanctions as Russia managed to move its exports away from Western countries, Mortier said.
Več ljudi je vključenih v vojaški sektor, več delovnih mest itd... To deluje tako za Američane kot za Ruse.
France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
Zgodovina sprememb…
- spremenil: Mr.B ()
MisterR ::
Sej pri nam je enako, obroki za vse. Telefon, pralni stroj, sesalec... da o dopustih niti ne govorim. "Isto sranje drugo pakovanje" :)
Sparkxl ::
Res je, sem prav šokiran, kaj vse danes lahko kupiš na obroke. Meni je to vseskupaj sicer znak revščine, v smislu da si narod brez obrokov tega ne more kupit.
Do tega spoznanja pa sem prišel ca. 10 let nazaj, ko sem sredi zagreba v eni trgovini s čevlji videl, da ponujajo nakup na 3 obroke. Tega takrat nisi videl nikjer. In mi je bilo logično...bilo je to sredi gospodarske krize, folk broke AF in brez tega so prodali 0. In trenutno potrošnjo poganja še samo kreda. Ampak tudi tega bo enkrat konec
Do tega spoznanja pa sem prišel ca. 10 let nazaj, ko sem sredi zagreba v eni trgovini s čevlji videl, da ponujajo nakup na 3 obroke. Tega takrat nisi videl nikjer. In mi je bilo logično...bilo je to sredi gospodarske krize, folk broke AF in brez tega so prodali 0. In trenutno potrošnjo poganja še samo kreda. Ampak tudi tega bo enkrat konec
gruntfürmich ::
niso bili včasih tudi čeki nekaj povsem običajnega?
"Namreč, da gre ta družba počasi v norost in da je vse, kar mi gledamo,
visoko organizirana bebavost, do podrobnosti izdelana idiotija."
Psiholog HUBERT POŽARNIK, v Oni, o smiselnosti moderne družbe...
visoko organizirana bebavost, do podrobnosti izdelana idiotija."
Psiholog HUBERT POŽARNIK, v Oni, o smiselnosti moderne družbe...
MisterR ::
Ni isto oz. ni bilo tako lahko dostopno kot današnji obroki aka lean pay, splitanje zneskov direktno preko bank itd...
Aja ne pozabiti da folk kupuje kolesa vredna po 5k. Sedaj smučarsko opremo za 2k+ ... Ni da ni.
Aja ne pozabiti da folk kupuje kolesa vredna po 5k. Sedaj smučarsko opremo za 2k+ ... Ni da ni.
Zgodovina sprememb…
- spremenil: MisterR ()
Malidelničar ::
Res je, sem prav šokiran, kaj vse danes lahko kupiš na obroke. Meni je to vseskupaj sicer znak revščine, v smislu da si narod brez obrokov tega ne more kupit.
Do tega spoznanja pa sem prišel ca. 10 let nazaj, ko sem sredi zagreba v eni trgovini s čevlji videl, da ponujajo nakup na 3 obroke. Tega takrat nisi videl nikjer. In mi je bilo logično...bilo je to sredi gospodarske krize, folk broke AF in brez tega so prodali 0. In trenutno potrošnjo poganja še samo kreda. Ampak tudi tega bo enkrat konec
Jaz ne vem kako opažate vi, ampak jaz iskreno osebno nimam nekega filinga 1) koliko je res revščine v SLO oz. koliko je 2) bufferja oz. 3) kako hitro bi se situacija poslabšala in 4) kako velika bi kriza sploh morala biti, da bi se pokazalo v poslabšanju finančne situacije za ljudi.
Po mojem je ful razlik v primerjavi z l. 2008. Iz glave samo sledeče na primer:
1) Osebnih kreditov je bistveno manj, sploh za hiše + leasingov tudi manj, potrošniški krediti verjetno niso tako velik problem
2) Ob polni zaposlenosti imamo pomanjkanje delovne sile, česar se ne da spremeniti zaradi demografije
3) Slovenske firme so masovno RAZ-dolžene
4) Položaj slovenskih firm na tujih tržiščih je boljši kot 2000-2008
5) Bančništvo ni več cokla oz. finančno-stabilnostni riziko
6) Gradbeništvo ni raztegnjeno in bi se ob ohladitvi lahko z javnimi naročili ponucalo kot buffer
Don't invest like a Joe. Invest like a Simon.
Zgodovina sprememb…
- spremenilo: Malidelničar ()
Magic1 ::
Je pa inflacija zelo trdovratna in ravno zaradi naštetih zadev bo vztrajala dalje. Kar bo po mojem zelo globoka spirala, ko se bo začela vrtet.
Magic
Zgodovina sprememb…
- spremenil: Magic1 ()
redtech ::
Nafta, Kitajska, SA, RU, CNY
Zelo zanimivo branje, kako Kitajska prevzema posel.
https://www.zerohedge.com/geopolitical/...
Kratek povzetek: Kitajska je 2015 rešila Rusijo pred (Obama & Co), SA je takrat hotela prevzeti RU trg, ker pa SA potrebuje nafto nad $80 zaradi velikih stroškov države se to ni zgodilo.
MBS je dojel, da ne bo šlo in začel igrati iste karte. Kitajska pa ima tisto kar drugi potrebujejo USD, vračilo USD posojil pa zahtevajo v CNY, tako v prihodnosti ustvarja povpraševanje po CNY. Uči se od najboljših :)
Pričakujem nizko cene nafte do US volitev 2024. V US bodo naredili karkoli, da ostane nizka cena.
Zelo zanimivo branje, kako Kitajska prevzema posel.
https://www.zerohedge.com/geopolitical/...
Kratek povzetek: Kitajska je 2015 rešila Rusijo pred (Obama & Co), SA je takrat hotela prevzeti RU trg, ker pa SA potrebuje nafto nad $80 zaradi velikih stroškov države se to ni zgodilo.
MBS je dojel, da ne bo šlo in začel igrati iste karte. Kitajska pa ima tisto kar drugi potrebujejo USD, vračilo USD posojil pa zahtevajo v CNY, tako v prihodnosti ustvarja povpraševanje po CNY. Uči se od najboljših :)
Pričakujem nizko cene nafte do US volitev 2024. V US bodo naredili karkoli, da ostane nizka cena.
mailer ::
gruntfürmich je izjavil:
niso bili včasih tudi čeki nekaj povsem običajnega?Ja ampak čekov si lahko dobil samo toliko kot si imel predvidenega kritja v ozadju. Zdaj so namesto tega oderuški krediti, lahko tudi brez kritja, kot se je že večkrat izkazalo. Sploh ne vem kako je možno, da se država ali kdo drug odpove terjatvam pa ne glede na to ali se gre za fizično alo pravno osebo. Podjetje se izčrpa, razglasi stečaj ali prisilno poravnavo, praktično vsi se pa obrišejo pod nosom. Potem se pa začnejo kotalit domine pri odpuščenih in nategnjenih v veliki večini pridnih delavcev. Imaš 1000 takšnih primerov pri nas in to znese cca 10k zaposlenih in še 3x toliko družinskih članov.
Sicer pa je obročno plačevanje potuha in zasvojenost. Država bi lahko naredila veliko pa se ji jebe za realni sektor dokler lahko pobira davke in jih zvišuje. V nemčiji se že kažejo posledice napačne politike migracij, "zelenega prehoda" in "vsi smo Ukrajina" mentalitete. Če bo samo stagnacija lahko odpremo šampanjce. Zavozili smo tako globoko, da nas banka zasužnji lastna država pa drži za vrat. Seveda, vi delavčki boste tiho in plačevali ves naš luksuz. Čakam na dan, ko bo celotno gospodarstvo ostalo vsaj en dan doma (za začetek) pa da pokaže ostalim kaj se spremeni, če se večina dela ustavi.
Asus B560-I, Intel 11500, Corsair 16GB 3200MHz
Mato989 ::
Malidelničar je izjavil:
Res je, sem prav šokiran, kaj vse danes lahko kupiš na obroke. Meni je to vseskupaj sicer znak revščine, v smislu da si narod brez obrokov tega ne more kupit.
Do tega spoznanja pa sem prišel ca. 10 let nazaj, ko sem sredi zagreba v eni trgovini s čevlji videl, da ponujajo nakup na 3 obroke. Tega takrat nisi videl nikjer. In mi je bilo logično...bilo je to sredi gospodarske krize, folk broke AF in brez tega so prodali 0. In trenutno potrošnjo poganja še samo kreda. Ampak tudi tega bo enkrat konec
Jaz ne vem kako opažate vi, ampak jaz iskreno osebno nimam nekega filinga 1) koliko je res revščine v SLO oz. koliko je 2) bufferja oz. 3) kako hitro bi se situacija poslabšala in 4) kako velika bi kriza sploh morala biti, da bi se pokazalo v poslabšanju finančne situacije za ljudi.
Po mojem je ful razlik v primerjavi z l. 2008. Iz glave samo sledeče na primer:
1) Osebnih kreditov je bistveno manj, sploh za hiše + leasingov tudi manj, potrošniški krediti verjetno niso tako velik problem
2) Ob polni zaposlenosti imamo pomanjkanje delovne sile, česar se ne da spremeniti zaradi demografije
3) Slovenske firme so masovno RAZ-dolžene
4) Položaj slovenskih firm na tujih tržiščih je boljši kot 2000-2008
5) Bančništvo ni več cokla oz. finančno-stabilnostni riziko
6) Gradbeništvo ni raztegnjeno in bi se ob ohladitvi lahko z javnimi naročili ponucalo kot buffer
Vse to lahko testiramo samo na nacin da ukinemo kreditiranje za 10 let kako mislis da bo potem se ne bo poznalo? Ce ne je ok
Če sem pomagal, se priporočam za uporabo linka!
KUCOIN EXCHANGE link: https://www.kucoin.com/#/?r=E3I9Ij
BINANCE EXCHANGE link: https://www.binance.com/?ref=10161115
KUCOIN EXCHANGE link: https://www.kucoin.com/#/?r=E3I9Ij
BINANCE EXCHANGE link: https://www.binance.com/?ref=10161115
Mr.B ::
Sej pri nam je enako, obroki za vse. Telefon, pralni stroj, sesalec... da o dopustih niti ne govorim. "Isto sranje drugo pakovanje" :)
Da smo v ameriki je sistem nekako sledeč...
Most credit cards have variable APRs that will fluctuate with a particular benchmark, such as the prime rate. So, for example, if the prime rate is 4%, and your credit card charges the prime rate plus 12%, your APR will be 16%. As of June 2023, the average APR of credit cards tracked in Investopedia's database was 23.74%.
France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
TezkoDihanje ::
Nov teden, nov kolaps večje kitajske firme. Prav fascinantno, kakšna izguba glede na skupen znesek.
Zhongzhi, One of China's Biggest Asset Manager Declares Insolvency
The group has 460 billion yuan ($65 billion) in liabilities but only 200 billion ($29 billion) in assets, leaving it with a huge shortfall of $36 billion.
It offered high yield accounts to thousands of wealthy investors, with the group pooling those funds to invest in real estate, stocks and bonds.
V bistvu Kitajska izsiljuje Rusijo - vedno bolj opazno. Strašni so to frendi, nimaš boljših.
https://twitter.com/Maks_NAFO_FELLA/sta...
China refused to invest in "Power of Siberia-2" and demanded new discounts on gas. Xi Jinping does not want to invest a single yuan in Gazprom’s new pipe and considers the current 50% discount insufficient, - The South China Morning Post and The Moscow Times
Zhongzhi, One of China's Biggest Asset Manager Declares Insolvency
The group has 460 billion yuan ($65 billion) in liabilities but only 200 billion ($29 billion) in assets, leaving it with a huge shortfall of $36 billion.
It offered high yield accounts to thousands of wealthy investors, with the group pooling those funds to invest in real estate, stocks and bonds.
Nafta, Kitajska, SA, RU, CNY
Zelo zanimivo branje, kako Kitajska prevzema posel.
https://www.zerohedge.com/geopolitical/...
Kratek povzetek: Kitajska je 2015 rešila Rusijo pred (Obama & Co), SA je takrat hotela prevzeti RU trg, ker pa SA potrebuje nafto nad $80 zaradi velikih stroškov države se to ni zgodilo.
MBS je dojel, da ne bo šlo in začel igrati iste karte. Kitajska pa ima tisto kar drugi potrebujejo USD, vračilo USD posojil pa zahtevajo v CNY, tako v prihodnosti ustvarja povpraševanje po CNY. Uči se od najboljših :)
Pričakujem nizko cene nafte do US volitev 2024. V US bodo naredili karkoli, da ostane nizka cena.
V bistvu Kitajska izsiljuje Rusijo - vedno bolj opazno. Strašni so to frendi, nimaš boljših.
https://twitter.com/Maks_NAFO_FELLA/sta...
China refused to invest in "Power of Siberia-2" and demanded new discounts on gas. Xi Jinping does not want to invest a single yuan in Gazprom’s new pipe and considers the current 50% discount insufficient, - The South China Morning Post and The Moscow Times
Zgodovina sprememb…
- spremenil: TezkoDihanje ()
Mr.B ::
TezkoDihanje je izjavil:
Nov teden, nov kolaps večje kitajske firme. Prav fascinantno, kakšna izguba glede na skupen znesek.
Zhongzhi, One of China's Biggest Asset Manager Declares Insolvency
The group has 460 billion yuan ($65 billion) in liabilities but only 200 billion ($29 billion) in assets, leaving it with a huge shortfall of $36 billion.
It offered high yield accounts to thousands of wealthy investors, with the group pooling those funds to invest in real estate, stocks and bonds.
Nafta, Kitajska, SA, RU, CNY
Zelo zanimivo branje, kako Kitajska prevzema posel.
https://www.zerohedge.com/geopolitical/...
Kratek povzetek: Kitajska je 2015 rešila Rusijo pred (Obama & Co), SA je takrat hotela prevzeti RU trg, ker pa SA potrebuje nafto nad $80 zaradi velikih stroškov države se to ni zgodilo.
MBS je dojel, da ne bo šlo in začel igrati iste karte. Kitajska pa ima tisto kar drugi potrebujejo USD, vračilo USD posojil pa zahtevajo v CNY, tako v prihodnosti ustvarja povpraševanje po CNY. Uči se od najboljših :)
Pričakujem nizko cene nafte do US volitev 2024. V US bodo naredili karkoli, da ostane nizka cena.
V bistvu Kitajska izsiljuje Rusijo - vedno bolj opazno. Strašni so to frendi, nimaš boljših.
https://twitter.com/Maks_NAFO_FELLA/sta...
China refused to invest in "Power of Siberia-2" and demanded new discounts on gas. Xi Jinping does not want to invest a single yuan in Gazprom’s new pipe and considers the current 50% discount insufficient, - The South China Morning Post and The Moscow Times
Bomo pa na zahodu ceneje kupovali, no na kitajskem.
.. Verjetno je tu skrit vzrok 18% YtoY padec povprecme vrednosti prodanih nepremicnin v Ameriki. France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
redtech ::
@TezkoDihanje vedno navijaško nastopi.
2022
Trudeau did leave the door slightly open to new terminals in addition to two on British Columbia's Pacific coast that are scheduled to start operating in 2025 and 2027, saying that was "doable" if there is "a worthwhile business case".
Diplomatski odgovor, po domače se sliši. EU ne splača se nam delati terminalov za vas.
Iz Enbridga in TC je bilo slišati, da bi potrebovali 20 letne pogodbe za dobavo in sporazumi za infrastrukturo.
No tu pridejo zeleni:
TC Energy's (TRP.TO) Energy East and Keystone XL oil pipeline projects were both cancelled after years of delays.
In ESG, ki odbija denar od O&G...
Povsod gre na koncu za profit, interese... ni ljubezni, nekateri so preveč v rožicah.
2022
Trudeau did leave the door slightly open to new terminals in addition to two on British Columbia's Pacific coast that are scheduled to start operating in 2025 and 2027, saying that was "doable" if there is "a worthwhile business case".
Diplomatski odgovor, po domače se sliši. EU ne splača se nam delati terminalov za vas.
Iz Enbridga in TC je bilo slišati, da bi potrebovali 20 letne pogodbe za dobavo in sporazumi za infrastrukturo.
No tu pridejo zeleni:
TC Energy's (TRP.TO) Energy East and Keystone XL oil pipeline projects were both cancelled after years of delays.
In ESG, ki odbija denar od O&G...
Povsod gre na koncu za profit, interese... ni ljubezni, nekateri so preveč v rožicah.
Mr.B ::
Cene bodo šel gor. Vsak izgovor za genocid se plača vnovčit.
Container rates hit $10,000 as ocean freight inflation soars in Red Sea crisis
CNBC has learned that logistics managers were quoted this morning an ocean freight rate of $10,000 per 40-foot container from Shanghai to the U.K. Last week, rates were $1,900 for a 20-foot container, to $2,400 for a 40-foot container. Truck rates in the Middle East now being quoted are more than double
To many, the jump in rates from India to the USEC [U.S. East Coast]] from approximately $2,000 per 40-foot container to $7,000 per 40-foot container in just 30 days appears egregious," Baer said. "Is this rate increase really the level required to recover costs, or are they simply taking advantage of an unfortunate situation for the entire global community?"
The sudden jump in ocean freight and its inflationary impact also depends on the duration of the vessel re-routing and the length of time shippers pay the higher freight costs. Logistics CEOs tell CNBC once the timeline hits the one-month mark, inflationary pressures will be felt and seen in the supply chain and eventually at the consumer level.
IMF Forecasts for International Interest Rates
Verjetno vse teži praznjenju nasedlih naložb nepremičnin in to ne samo družinskih hiš , ki so jih naredili skladi v letu 2023. Da nevedneži kupujejo in vzdržujejo cenen pri 7% obrestni meri.
Za referenco si bi morali vzeti švedsko
Vsi nekako hočejo potrošniku povedat da ko pride 2024, se bodo obrestne mere obrnile. Samo noben ni to povedal IMF-ju.
There's a 'Great Economic Mismatch' between experts and everyday Americans-but a 2024 soft landing could be about to bridge it
During the pandemic, the government injected a massive amount of money into the system. Inflation shouldn't have come as a surprise-a 40% increase in the money supply will usually impact prices.
At the same time, structural labor shortages were accelerated. By the time the pandemic rolled around, America was already in a position of needing more workers than it had. When many older workers simply did not return from lockdown, it exacerbated our labor shortage, leaving us today with almost 9 million unfilled jobs.
We don't need to look back far to see what happens if these trends hold. The growing imbalance between our consumption and our income has strained savings rates to their lowest point in 65 years. The only other prior comparable period was in the wake of the Global Financial Crisis. Back then, the root cause of our precarious fiscal health was the stress of 10% unemployment. Today, it is self-wrought from consuming beyond our means.
By creating the conditions for brief economic cooling, the softening of consumption (and therefore production) is unlikely to tip the current supply-constrained labor market into significant unemployment. It is more likely to nudge the current severe worker imbalance closer to equilibrium. And of course, the government will almost certainly respond to any whiff of economic malaise with lower interest rates, which will benefit the fiscal health of all consumers.
Po volitvah bo pa tole aktivno.
Nearly 9 million student loan borrowers missed their first payment after pandemic pause ended That means roughly 40% of the 22 million borrowers who had bills due in October did not make payments by mid-November.
Bringing so many borrowers back into repayment at the same time was expected to be a challenge. The new data is the first glimpse into how many people may be struggling to afford their student loan bills after the three-plus-year freeze.
For comparison, fewer than 26% of borrowers missed their payment in October 2019, before the pause went into effect, the Department of Education told CNN.
It may take time for some borrowers to figure out how much they owe each month and how to fit the payment back into their budget after the long pause. Some may want to enroll in a different repayment plan to reflect possible changes to their financial situations.
Podobna tema
Jump in US overnight lending rates awakens fears of money market strains
Concerns were sparked by a sudden rise early this month in the rate for borrowing cash overnight in the market for short-term funds, a move that was not mirrored in the rate charged by the Federal Reserve to take in excess cash.
Repo rates and central bank policy rates historically track each other closely but the signal sent by the repo market has been largely distorted during the past decade because the Fed flooded the system with cash by buying trillions of dollars of Treasuries. Money market funds parked that surfeit of cash overnight at the Fed
One indication of excess liquidity in the financial system is the money parked at the Fed in its overnight reverse repo facility. Balances have fallen from a peak of $2.6tn at the end of last year to about $769bn currently as rising rates on other short-term instruments, such as Treasury bills, have lured investors into more profitable trades.
Še evropska
German property prices plummet as housing bubble bursts
t was the fourth consecutive quarter of declines compared to the same time a year earlier, and the biggest since Germany's statistics office began keeping records in the year 2000.
The drop comes amid the biggest property crisis in decades in Europe's largest economy.
Konstantin Kholodilin of the German Institute for Economic Research said: "Until 2022, there was a speculative price bubble in Germany, one of the biggest in the last 50 years.
"Prices have been falling ever since. The bubble has burst."
It comes as official data showed Germany is the worst performing G7 economy since the pandemic, growing by just 0.3pc.
Britain slipped back behind France to be the next worst performer after downward revisions to growth left the UK on the brink of recession.
Za primerjavo še stanje v US : balonček še ni počil
A drone hit an Israeli-affiliated merchant vessel off the coast of India in the Arabian Sea on Saturday, a British maritime security firm said,
Container rates hit $10,000 as ocean freight inflation soars in Red Sea crisis
CNBC has learned that logistics managers were quoted this morning an ocean freight rate of $10,000 per 40-foot container from Shanghai to the U.K. Last week, rates were $1,900 for a 20-foot container, to $2,400 for a 40-foot container. Truck rates in the Middle East now being quoted are more than double
To many, the jump in rates from India to the USEC [U.S. East Coast]] from approximately $2,000 per 40-foot container to $7,000 per 40-foot container in just 30 days appears egregious," Baer said. "Is this rate increase really the level required to recover costs, or are they simply taking advantage of an unfortunate situation for the entire global community?"
The sudden jump in ocean freight and its inflationary impact also depends on the duration of the vessel re-routing and the length of time shippers pay the higher freight costs. Logistics CEOs tell CNBC once the timeline hits the one-month mark, inflationary pressures will be felt and seen in the supply chain and eventually at the consumer level.
IMF Forecasts for International Interest Rates
Verjetno vse teži praznjenju nasedlih naložb nepremičnin in to ne samo družinskih hiš , ki so jih naredili skladi v letu 2023. Da nevedneži kupujejo in vzdržujejo cenen pri 7% obrestni meri.
Za referenco si bi morali vzeti švedsko
Vsi nekako hočejo potrošniku povedat da ko pride 2024, se bodo obrestne mere obrnile. Samo noben ni to povedal IMF-ju.
There's a 'Great Economic Mismatch' between experts and everyday Americans-but a 2024 soft landing could be about to bridge it
During the pandemic, the government injected a massive amount of money into the system. Inflation shouldn't have come as a surprise-a 40% increase in the money supply will usually impact prices.
At the same time, structural labor shortages were accelerated. By the time the pandemic rolled around, America was already in a position of needing more workers than it had. When many older workers simply did not return from lockdown, it exacerbated our labor shortage, leaving us today with almost 9 million unfilled jobs.
We don't need to look back far to see what happens if these trends hold. The growing imbalance between our consumption and our income has strained savings rates to their lowest point in 65 years. The only other prior comparable period was in the wake of the Global Financial Crisis. Back then, the root cause of our precarious fiscal health was the stress of 10% unemployment. Today, it is self-wrought from consuming beyond our means.
By creating the conditions for brief economic cooling, the softening of consumption (and therefore production) is unlikely to tip the current supply-constrained labor market into significant unemployment. It is more likely to nudge the current severe worker imbalance closer to equilibrium. And of course, the government will almost certainly respond to any whiff of economic malaise with lower interest rates, which will benefit the fiscal health of all consumers.
Po volitvah bo pa tole aktivno.
Nearly 9 million student loan borrowers missed their first payment after pandemic pause ended That means roughly 40% of the 22 million borrowers who had bills due in October did not make payments by mid-November.
Bringing so many borrowers back into repayment at the same time was expected to be a challenge. The new data is the first glimpse into how many people may be struggling to afford their student loan bills after the three-plus-year freeze.
For comparison, fewer than 26% of borrowers missed their payment in October 2019, before the pause went into effect, the Department of Education told CNN.
It may take time for some borrowers to figure out how much they owe each month and how to fit the payment back into their budget after the long pause. Some may want to enroll in a different repayment plan to reflect possible changes to their financial situations.
Podobna tema
Jump in US overnight lending rates awakens fears of money market strains
Concerns were sparked by a sudden rise early this month in the rate for borrowing cash overnight in the market for short-term funds, a move that was not mirrored in the rate charged by the Federal Reserve to take in excess cash.
Repo rates and central bank policy rates historically track each other closely but the signal sent by the repo market has been largely distorted during the past decade because the Fed flooded the system with cash by buying trillions of dollars of Treasuries. Money market funds parked that surfeit of cash overnight at the Fed
One indication of excess liquidity in the financial system is the money parked at the Fed in its overnight reverse repo facility. Balances have fallen from a peak of $2.6tn at the end of last year to about $769bn currently as rising rates on other short-term instruments, such as Treasury bills, have lured investors into more profitable trades.
Še evropska
German property prices plummet as housing bubble bursts
t was the fourth consecutive quarter of declines compared to the same time a year earlier, and the biggest since Germany's statistics office began keeping records in the year 2000.
The drop comes amid the biggest property crisis in decades in Europe's largest economy.
Konstantin Kholodilin of the German Institute for Economic Research said: "Until 2022, there was a speculative price bubble in Germany, one of the biggest in the last 50 years.
"Prices have been falling ever since. The bubble has burst."
It comes as official data showed Germany is the worst performing G7 economy since the pandemic, growing by just 0.3pc.
Britain slipped back behind France to be the next worst performer after downward revisions to growth left the UK on the brink of recession.
Za primerjavo še stanje v US : balonček še ni počil
France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
Zgodovina sprememb…
- spremenil: Mr.B ()
m0LN4r ::
Live from Germany cene niso padle "nic"
Spremljam oglase ze 5 let. Cena bajt iz 200.000EUR na 600.000EUR.
Stanovanja iz 350.000EUR na 500.000EUR
Novogradnje pod 750.000EUR ni v civilizaciji.
Ajd tle so znizal ceno parcele iz 390.000EUR na 359.000EUR
AMPAK, te parcele so 5 let nazaj odkupli od obcine 150.000EUR
https://www.immobilienscout24.de/Suche/...
Tak da mehurcek nic ni pocil. Razlika je samo to, da zdaj kupujejo samo priviligiranci.
Spremljam oglase ze 5 let. Cena bajt iz 200.000EUR na 600.000EUR.
Stanovanja iz 350.000EUR na 500.000EUR
Novogradnje pod 750.000EUR ni v civilizaciji.
Ajd tle so znizal ceno parcele iz 390.000EUR na 359.000EUR
AMPAK, te parcele so 5 let nazaj odkupli od obcine 150.000EUR
https://www.immobilienscout24.de/Suche/...
Tak da mehurcek nic ni pocil. Razlika je samo to, da zdaj kupujejo samo priviligiranci.
https://ref.trade.re/38mvdvxm
Trade Republic 38MVDVXM
Trade Republic 38MVDVXM
Zgodovina sprememb…
- spremenil: m0LN4r ()
LeQuack ::
Torej statistika laže! Kako si drznejo prirejati statistiko, da slabše zgledajo v novicah.
Quack !
Mato989 ::
Torej statistika laže! Kako si drznejo prirejati statistiko, da slabše zgledajo v novicah.
Statistika ne laze samo priredis jo na casovni okvir kot ti pase
Če sem pomagal, se priporočam za uporabo linka!
KUCOIN EXCHANGE link: https://www.kucoin.com/#/?r=E3I9Ij
BINANCE EXCHANGE link: https://www.binance.com/?ref=10161115
KUCOIN EXCHANGE link: https://www.kucoin.com/#/?r=E3I9Ij
BINANCE EXCHANGE link: https://www.binance.com/?ref=10161115
m0LN4r ::
Torej statistika laže! Kako si drznejo prirejati statistiko, da slabše zgledajo v novicah.
Ne pokaze uporabnih informacij. Cene so mal padle tam, kjer ze tko al tko ni blo poprasevanja in podrtij, ki so bile med oglasi ze pred krizo, pa jih noben noce imet.
Tam kjer povprasevanje je, dobra infrastruktura, povezave, so celo sle gor.
Posledica, ki smo jo zacutli je, da kupujejo investitorji in najemnine so eksplodirale, ker so se obroki kreditov podvojili.
PS: Uporabno pac ni, ker nas 10% "popusta" na podrtijo v nekem zaselku, kjer so pred tem ceno napihnili za 250% zdaj, ko je mesecni obrok namesto 1700EUR ene 3000EUR, nobenga ne gane.
Zanimivo bi bilo, ce cene padejo za 40-50% ampak dokler se najdejo investitorji, ki kupujejo, da potem oddajajo ni fore.
https://ref.trade.re/38mvdvxm
Trade Republic 38MVDVXM
Trade Republic 38MVDVXM
Zgodovina sprememb…
- spremenil: m0LN4r ()
Mr.B ::
Zbiranje zamaškov verjetno ne bo dovolj, bodo pa Slovenski upokojenci zagotovo veseli, ko bodo svoj del prispevali za Ukrajino.
Ukraine says it may face delays in the payment of salaries and pensions for almost 12 million people if the West does not provide financial assistance in early 2024.
Details: As Svyrydenko reported, Ukraine may have to delay the payment of salaries to 500,000 civil servants and 1.4 million teachers, as well as payments to 10 million pensioners.
She said the lack of external support will push the Ukrainian economy back to "survival mode" after it began to recover in 2023.
In particular, Ukraine will need US$37 billion in external support next year.
In particular, Ukraine will need US$37 billion in external support next year.
Ukraine says it may face delays in the payment of salaries and pensions for almost 12 million people if the West does not provide financial assistance in early 2024.
Details: As Svyrydenko reported, Ukraine may have to delay the payment of salaries to 500,000 civil servants and 1.4 million teachers, as well as payments to 10 million pensioners.
She said the lack of external support will push the Ukrainian economy back to "survival mode" after it began to recover in 2023.
In particular, Ukraine will need US$37 billion in external support next year.
In particular, Ukraine will need US$37 billion in external support next year.
France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
Mr.B ::
Live from Germany cene niso padle "nic"
Spremljam oglase ze 5 let. Cena bajt iz 200.000EUR na 600.000EUR.
Stanovanja iz 350.000EUR na 500.000EUR
Novogradnje pod 750.000EUR ni v civilizaciji.
Ajd tle so znizal ceno parcele iz 390.000EUR na 359.000EUR
AMPAK, te parcele so 5 let nazaj odkupli od obcine 150.000EUR
https://www.immobilienscout24.de/Suche/...
Tak da mehurcek nic ni pocil. Razlika je samo to, da zdaj kupujejo samo priviligiranci.
Blackstone head Steve Schwarzman plans to spend billions buying up dorms, warehouses, and data centers across Europe: ‘We have enormous capital and can buy the types of real estate that we like...
A ni nekako podobno kot v Sloveniji, ko se je začelo s prodajo takih industrijsko propadlih območij...
In se kako deluje inside trading
At least 97 current members of Congress bought or sold stock, bonds or other financial assets that intersected with their congressional work or reported similar transactions by their spouse or a dependent child, an analysis by The New York Times has found.
The potential for conflicts in stock trading by members of Congress -- and their choice so far not to impose stricter limits on themselves -- has long drawn criticism, especially when particularly blatant cases emerge. But the Times analysis demonstrates the scale of the issue: Over the three-year period, more than 3,700 trades reported by lawmakers from both parties posed potential conflicts between their public responsibilities and private finances.
Kaj dela ostalih dobrih 99% podjetij na indexu? No ne vem, so pa prinesli le 25%.
The top 10 accounted for 75% of the S&P 500's weighted average return, well above the 39% average from 2014 to 2022
The Magnificent 7 dominated 2023. Will the rest of the stock market soar in 2024?
No nisem edini, se pa pustim presenetiti...
ed's John Williams says the central bank isn't 'really talking about rate cuts right now'
New York Federal Reserve President John Williams said Friday rate cuts are not a topic of discussion at the moment for the central bank.
"We aren't really talking about rate cuts right now," he said on CNBC's "Squawk Box." "We're very focused on the question in front of us, which as chair Powell said... is, have we gotten monetary policy to sufficiently restrictive stance in order to ensure the inflation comes back down to 2%? That's the question in front of us."
"We're definitely seeing slowing in inflation. Monetary policy is working as intended," Williams said. "We just got to make sure that ... inflation is coming back to 2% on a sustained basis."
Še volitvena
Majority of Americans feel US economy is in recession: survey
Rečmo da večina Republikanskih volivcev, ki gledajo Fox, no facpalm v prvem stavku
France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
Zgodovina sprememb…
- spremenil: Mr.B ()
Mr.B ::
Da vdim dvornega Ekonomista...
The Incredibly Ballooning US Government Debt Spikes by $1 Trillion in 15 Weeks to $34 Trillion. Interest payments threatening to eat up half the tax receipts may be the only disciplinary force left to deal with Congress. Is there a comeback from this?
Pozabil dodati.... Verjento pada skupaj...
Congress has extended government funding on a temporary basis since the fiscal year started on Oct. 1 to buy more time for negotiations, but those funds will run out soon.
Funding is due to run out on Jan. 19 for some federal agencies, including the Department of Transportation, while others like the Defense Department face a Feb. 2 deadline.
If Congress does not approve new spending legislation by then, many government services would shut down and hundreds of thousands of federal employees would be ordered not to work.
Other employees who provide services deemed "essential," like benefits payments and border protection, would have to continue working without pay.
The information-technology sector grew by only 700 jobs over 2023, a drastic slowdown from the 267,000 jobs added in 2022, even as artificial intelligence and ChatGPT spawned huge interest from businesses.
Dolg nima omejitev, dokler obstaja zaupanje v "sistem", status quo.
The Incredibly Ballooning US Government Debt Spikes by $1 Trillion in 15 Weeks to $34 Trillion. Interest payments threatening to eat up half the tax receipts may be the only disciplinary force left to deal with Congress. Is there a comeback from this?
Pozabil dodati.... Verjento pada skupaj...
Congress has extended government funding on a temporary basis since the fiscal year started on Oct. 1 to buy more time for negotiations, but those funds will run out soon.
Funding is due to run out on Jan. 19 for some federal agencies, including the Department of Transportation, while others like the Defense Department face a Feb. 2 deadline.
If Congress does not approve new spending legislation by then, many government services would shut down and hundreds of thousands of federal employees would be ordered not to work.
Other employees who provide services deemed "essential," like benefits payments and border protection, would have to continue working without pay.
The information-technology sector grew by only 700 jobs over 2023, a drastic slowdown from the 267,000 jobs added in 2022, even as artificial intelligence and ChatGPT spawned huge interest from businesses.
France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
Zgodovina sprememb…
- spremenil: Mr.B ()
Mr.B ::
Ko se Avstrijski kolaps prenese v nemčijo in povzroči da bo 15k delavcev na cesti...
German retail giant Galeria insolvent in wake of Signa collapse
DUESSELDORF, Jan 9 (Reuters) - German department store giant Galeria Karstadt Kaufhof said on Tuesday it had filed for insolvency following the collapse of its parent Signa amid a real-estate crisis in the region.
Galeria, Germany's most prominent retailer, said it was seeking a new owner after being hit by the problems at Signa, the insolvent Austrian-based property empire that has become the biggest casualty so far in Europe's real-estate crisis.
It is the third time that Galeria, with 15,000 employees, filed for insolvency in recent years. The pandemic pushed it to file in 2020, and soaring inflation and energy costs in the wake of the Ukraine war hit it again in 2022.
This time, Galeria's troubles stem from its owner Signa, which had committed to providing Galeria with 200 million euros ($218.62 million), a payment that became unlikely in light of its troubles.
Iz istega članka še cene nepremičnin :
German retail giant Galeria insolvent in wake of Signa collapse
DUESSELDORF, Jan 9 (Reuters) - German department store giant Galeria Karstadt Kaufhof said on Tuesday it had filed for insolvency following the collapse of its parent Signa amid a real-estate crisis in the region.
Galeria, Germany's most prominent retailer, said it was seeking a new owner after being hit by the problems at Signa, the insolvent Austrian-based property empire that has become the biggest casualty so far in Europe's real-estate crisis.
It is the third time that Galeria, with 15,000 employees, filed for insolvency in recent years. The pandemic pushed it to file in 2020, and soaring inflation and energy costs in the wake of the Ukraine war hit it again in 2022.
This time, Galeria's troubles stem from its owner Signa, which had committed to providing Galeria with 200 million euros ($218.62 million), a payment that became unlikely in light of its troubles.
Iz istega članka še cene nepremičnin :
France Rejects Genocide Accusations Against Israel in Gaza,
To accuse the Jewish state of genocide is to cross a moral threshold
To accuse the Jewish state of genocide is to cross a moral threshold
Vredno ogleda ...
| Tema | Ogledi | Zadnje sporočilo | |
|---|---|---|---|
| Tema | Ogledi | Zadnje sporočilo | |
| » | Besede, kot je recesija, so se umaknile z dnevnega reda (strani: 1 2 3 4 … 15 16 17 18 )Oddelek: Loža | 89183 (7) | nejc_nejc |
| » | Inflacija 2021/2022 (strani: 1 2 3 4 … 215 216 217 218 )Oddelek: Problemi človeštva | 1075779 (38388) | Mr.B |