Bolha

In kaj točno si pomaga s tvojim trr razen da ti nakaže gor keš?

Komot mu daš zraven napačno ime in naslov pa bo denar še vedno prišel.

Vejetno misliš tole: https://www.theguardian.com/money/2008/...

Ampak če je kaj verjet naslednjemu prispevku spet zadeva ne drži:

As with any payment system, the power is in the chain of trust.

It sounds scary that with a bank account number and nothing else, one can set up a payment. However there's a reason why the "hacker" chose a charity. And why the impact on Clarkson was net zero.

When a direct debit is set up in this manner, the bank only accepts a DD request from a trusted entity. The bank has their details, they are a registered, legal business.

If a customer calls up the bank and says that a DD was not set up with their consent, the bank will simply push that back on the DD originator. The will cancel the direct debit and reclaim any money transferred in error.

Thus, verification falls to the company to ensure that the individual is who they say they are. If someone sets up a false DD to, e.g., buy a mobile phone plan, then the phone company, if it has done their diligence right, can go back to that individual, cancel their plan and chase them for fraud.

Ultimately the individual who owns the bank account will always get their money back.

Clarkson could have done this. But his money went to a charity, so he chose to take it on the chin instead.

Nevertheless his original point did stand that it is not possible for all intents and purposes for a person to steal your money with only your bank account number.

https://www.reddit.com/r/todayilearned/...

Se pa ne mislim kregat o tem kako resnične so te nepreverjene trditve. Če ima pa kdo dopis od banke ki bo stvar razjasnil naj pa le šera.